Business Loan
Business Loan for MSMEs, Traders & Business Owners
Get business loan options from multiple banks and NBFCs based on your business turnover, vintage, credit profile and eligibility.
✅ Loans amount up to ₹1 Crore
✅ Quick disbursal in 3–5 days
✅ Flexible repayment up to 5 years
✅ Secured/Unsecured options
Why Choose CredVista for Business Loan?
Get access to fast, paperless, and customized loans designed for small businesses,MSMEs.
Eligibility Check
Check your business loan eligibility in minutes using our online tool. No long forms or branch visits — just real-time results.
Minimum Documents
Only essential business and KYC documents needed. No unnecessary paperwork or delays.
100% Online Process
Apply and manage your loan digitally. Upload documents, track approval, and disbursal — all from your smartphone.
Loan Amount up to 1 Crore
Choose a loan amount that fits your growth plans. We fund businesses of all sizes with customized offers.
Competitive Interest Rates
We offer competitive business loan rates starting from 11.99% p.a., depending on your credit profile.
Fast Disbursal in Account
Loans are approved and disbursed within 3–5 working days, so you can focus on running your business.
Business Loan Interest Rates 2026
| Lender | Interest Rate (p.a.) | Loan Tenure | Processing Fee | Loan Amount Range |
|---|---|---|---|---|
| HDFC Business Loan | 10.75% – 22.50% | Up to 4 years | ₹3,000 or 2% | ₹50K – ₹50 Lakhs |
| ICICI Bank | 10.75% – 17.50% | Up to 5 years | ₹2,999 or 2% | ₹1 Lakh – ₹40 Lakhs |
| SBI Business Loan | 9.00% – 11.65% | Up to 5-7 years | As Per Bank Policy | ₹5 Lakhs – ₹1 Crore |
| Axis Bank | 10.99% – 12.90% | Up to 5 years | 2% | ₹75 Lakhs – ₹5 crore |
| Bajaj Finace | 14% – 23.50% | Up to 4 years | As Per Policy Of Leander | ₹1 Lakh – ₹80 Lakhs |
Note: Interest rates vary depending on your business turnover, credit score, and financials
Business Loan EMI Calculater
Business Loan Eligibility Calculator
Estimate your business loan eligibility based on turnover, profit, existing EMI and CIBIL score.
Let's apply for a loan instantly.
Frequently Asked Questions
Self-employed individuals, sole proprietors, private limited companies, and MSMEs with business vintage of at least 2 year can apply.
We offer both collateral-free unsecured loans and secured business loans, depending on your needs and credit profile.
Basic KYC documents, business registration proof, ITRs, bank statements, and GST returns (if applicable).
Loan approvals usually take 24–48 hours, and disbursal happens within 3–5 working days.
Yes, if your startup has 6–12 months of operations and financial proof, you may be eligible under our flexible criteria.
Yes, business loans can be used for working capital, inventory, expansion, hiring, machinery purchase, and more.
