Home Loan
Apply for a Home Loan Online
At CredVista, we offer instant home loans with minimal paperwork, fast approvals, and flexible EMI options. Whether it’s a new home purchase, home construction, or loan balance transfer, we have a solution to fit your needs.
Key Benefits:
Loan amount up to ₹5 Crores
Flexible tenure up to 30 years
Balance transfer and top-up available
Instant eligibility check
Personal Loan
Why Choose CredVista For Home Loan?
Get High-Value Home Loans with Fast Processing, Minimum Paperwork, and Maximum Transparency
Eligibility Check
Use our online home loan eligibility calculator to check your chances in real-time. No need to visit branches — just enter your details and get instant results.
Minimum Documents
Say goodbye to paperwork hassle. We require only basic documents like ID proof, income proof, and property papers to process your loan quickly.
100% Online Process
Apply for a home loan online from the comfort of your home. Track your application, upload documents, and get approvals digitally—fast and secure.
Loan Amount
CredVista offers high-value home loans with flexible repayment terms up to 30 years based on your income and credit profile.
Low Interest Rates
Compare and choose from multiple lenders. We offer home loan interest rates as low as 8.40% p.a., helping you save more on EMIs.
Quick Disbursal
Get your loan amount credited within 3–5 working days after approval. No long waiting periods or hidden delays.
Personal Loan
Home Loan Intrest Rates According to Banks
| Lender | Interest Rate (p.a.) | Loan Tenure | Processing Fee | Loan Amount Range |
|---|---|---|---|---|
| HDFC Home Loans | 8.40% – 9.50% | Up to 30 years | ₹3,000 or 0.50% | ₹5 Lakhs – ₹5 Crores |
| ICICI Bank | 8.60% – 9.75% | Up to 30 years | ₹2,999 or 0.50% | ₹2 Lakhs – ₹3 Crores |
| SBI Home Loan | 8.45% – 9.55% | Up to 30 years | Up to 0.40% | ₹5 Lakhs – ₹5 Crores |
| Axis Bank | 8.55% – 9.65% | Up to 30 years | ₹10,000 or 1% | ₹2 Lakhs – ₹3 Crores |
| Kotak Mahindra | 8.50% – 9.30% | Up to 20 years | ₹5,000 or 0.50% | ₹5 Lakhs – ₹2 Crores |
Note: Interest rates and fees are subject to change. Actual rates depend on your profile, income, and lender criteria.
Home Loan EMI Calculater
Feel free to use our Equipment Finance Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
| Period | Payment | Interest | Balance |
|---|
Let's apply for a loan instantly.
Frequently Asked Questions
Individuals aged 21 to 60 years, including salaried and self-employed professionals, with a stable income and a good credit score are eligible to apply for a home loan.
You can avail home loans up to ₹5 Crores, depending on your income, repayment capacity, and property value.
You’ll need identity proof, address proof, income proof (salary slips or ITRs), bank statements, and property-related documents.
Home loan approval usually takes between 24 to 72 hours after successful document verification.
A CIBIL score of 700 or above improves your chances of approval and getting better interest rates.
Yes, we offer balance transfer options with reduced interest rates and top-up facilities.
Not mandatory, but adding a co-applicant can enhance your loan eligibility and approval chances.
Yes, under Section 80C and 24(b) of the Income Tax Act, you can claim deductions on principal and interest paid.
