Personal Loan
Get Personal Loans Instantly - Tailored to Your Needs
Whether you need funds for a wedding, medical emergency, travel, or personal needs — we provide instant personal loans with minimal paperwork, quick disbursal, and complete transparency.
Personal Loan
Why Choose CredVista For Personal Loan?
Get up to ₹25 Lakhs in 24 Hours – Minimal Documents, No Collateral Needed
Eligibility Check
Check your eligibility in seconds using our online tool. No long forms or in-person visits—just fast, secure pre-qualification for the best personal loan options.
Minimum Documents
Forget the paperwork hassle. We only ask for the essentials to keep things simple. Enjoy a streamlined process designed for speed and convenience.
100% Online Process
Apply, upload documents, and track approval—all from your phone or laptop. Our secure digital platform makes the entire loan process paperless and stress-free.
Loan Amount
Whether it’s for education, emergency, travel, or debt clearance, get up to ₹25 Lakhs with flexible repayment terms tailored to your income and credit profile.
Low Interest Rates
Enjoy highly competitive interest rates starting from as low as 10.99%* per annum. We work with multiple lenders to bring you the best deal based on your profile.
Quick Disbursal
Approved today, disbursed tomorrow! Once approved, your loan amount is credited to your account within 24–48 hours—no waiting, no delays.
Personal Loan
Personal Loan Details: Eligibility, Interest, Limits & More
| Feature | Details |
|---|---|
| Loan Amount | ₹50,000 to ₹25,00,000 |
| Loan Tenure | 6 months to 60 months |
| Interest Rate | Starting from 12%* per annum |
| Processing Fee | 1% to 2% of the loan amount |
| Prepayment/Foreclosure | Allowed after 6 months (conditions apply) |
| Approval Time | Within 24 hours |
| Disbursal Time | Within 24–48 hours post-approval |
| Documentation Required | PAN, Aadhaar, Income Proof, Bank Statements |
| Collateral Required | Not Required |
| Eligibility | Salaried & Self-Employed Individuals |
| CIBIL Score Required | 700+ preferred |
Personal Loan EMI Calculater
Feel free to use our Equipment Finance Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
| Period | Payment | Interest | Balance |
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Let's apply for a loan instantly.
Frequently Asked Questions
A personal loan is an unsecured loan that you can use for various needs like medical expenses, weddings, travel, education, or debt consolidation — without providing any collateral.
You can apply for a loan ranging from ₹50,000 to ₹25,00,000, depending on your income, credit score, and repayment capacity.
Basic documents include:
PAN Card
Aadhaar Card
Bank statements (last 3–6 months)
Salary slips or income proof
Loan approvals are processed within 24 hours after submitting all required documents. Disbursal usually follows within 24–48 hours.
Interest rates start from 10.86% per annum, but it may vary based on your credit profile, loan amount, and chosen tenure.
Yes, prepayment or foreclosure is allowed after 6 months. Some charges may apply, depending on the lender.
Yes. A credit score of 700+ is preferred. A higher score improves your chances of approval and helps secure lower interest rates.
